• 0 down and 0 payments for 1 year.
• Loans from $1,000 to $20,000 available.
• Competitive fixed interest rates
• Loan by phone application process.
• Credit decision in under 10 minutes.
• No paper work to see if you qualify.
• Convenient hours: M-F 8 to 12 a.m. and Saturdays from 9 a.m. to 6 p.m.
• Terms from 1 to 6 years (12 to 72 months)
• No prepayment penalties.

Unsecured deferred first payment loans provided by EnerBank USA (1245 E. Brickyard Rd., Suite 100, Salt Lake City, UT 84106) to homeowners who meet bank's qualifications. Repayment terms vary from 15 months to 84 months based upon loan amount. APR varies from 9.48% to 19.63% based upon loan amount, repayment term, and creditworthiness of borrower as determined by bank. Interest rates effective March 1, 2007. Rates subject to change. Unsecured deferred first payment loans available only through participating Central Boiler dealers. Limited time offer.